
Hi. Home insurance rates are skyrocketing because of climate change disasters and a lack of regulation, and it’s going to cost you more whether you own your home or not.
Hosted by Cody Johnston
Executive Producer – Katy Stoll
Directed by Will Gordh
Written by Erik Barnes
Produced by Jonathan Harris
Edited by Gregg Meller
Post-Production Supervisor / Motion Graphics & VFX – John Conway
Researcher – Marco Siler-Gonzales
Graphics by Clint DeNisco
Head Writer – David Christopher Bell
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#somemorenews #HomeInsurance #climatechange
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Chapters:
0:00 – Introduction
2:23 – The Home Insurance/Natural Disasters Crisis
6:20 – Why The Increase in Home Insurance Rates?
9:49 – Surprise! This Episode Is About Climate Change!
16:33 – States and Insurance Are Teaming Up To Screw Ya!
23:40 – Louisiana Has The Worst Insurance Pull Out
34:37 – How Other Countries Handle Home Insurance
38:05 – Some Solutions To Fix Some Of This Stuff?
40:02 – We Can’t Rely On Governments and Corporations
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Good job. 👍
My favorite gaming channel I forgot I was subbed to!
G I R T H Q U A K E 24:34
I'm no hater of ads (make that bag), but seriously, 25% of the length of this video is ads. That would make Mr. Beast blush.
I have watched and/or listened to this show for…. Fuck, a few years? I was seriously effected by a hurricane that smashed NC. I have never felt a more real or connected moment that when Cody says “I sure do” after the wildfire segment.
We got doubly fucked. Our insurance wouldn’t cover unless homeowners insurance backed up. They spent 3 months and numerous tests to tell us that, whilst we had problems, they were their problems because of this, that, that and this. None of which changed shit, and we are still fucked just out a few thousand. FEMA helped us, u til they wouldn’t. Which was when Trump decided to fuck them too. We, a family of 6, are working on how to get out before RFK finds us
No rules, eh?
Fart, fart, poop, squish.
36:15
Close. Just two moras total (ya had three, an extra "i" in "shin".) And you're good with the low-to-high inflection, but you drop off at the end instead of keeping it plateaued. Otherwise, nice job!
Also, weird in a way I don't have words for, what you're saying sounds more like "self-confidence" than "earthquake" despite both having virtually identical pronunciations.
36:06 Spot on Canadian Impression, can't think of a single time they didn't sound EXACTLY like that.
A helmet that leaps from your head when it detects danger is perfect. Add on that you were required, by law, to pay for the helmet to be there at all. You know. In case of danger.
I'm not leaving a comment this time, Mr Cody
Any insurance company that turns a profit should not be allowed to drop any customers.
Any insurance company that drops a customer should have to repay all premiums paid that werent used in a claim by that customer.
Honestly, one of the best Godfather jokes in a long time!
Hbomb:"SELL THEIR HOUSES TO WHO, CODY?! FUCKING AQUAMAN?!"
Cody: "Yes."
To shreds you say….Well how was Warmbo's millions of babies??? To shreds you say……
Please don’t advertise for 1-800 flowers, they are killing small businesses and their pictures are nothing like what you receive bc of the cut they take from the florist they send the order to. You pay 45 for an arrangement, the picture looks great (it’s all photoshop), 10-15 for delivery, third party takes 15 leaving the florist with less than half of what the customer actually paid for the order. And then they charge the florist fees for the service. Just contact florists directly please! If you need more budget friendly options you can go to local grocery chain flower shops too, many of them are staffed by former shop owners. Also, the photos are so obviously photoshopped, the stems in the vase don’t even match the flowers in the arrangement half the time, or go in the correct directions. They take a photo of the arrangement from above, then cut and paste it to look like just one side of the arrangement. It’s heinously bad and makes people lose trust in the industry.
As an Australian, I have to say that Skykangas are no joke.
Things my insurance explicitly does not cover:
-Fire(wild and electrical)
-Storms(that's water damage and/or wind damage. Yes, all of it.)
-Earthquakes
-The crack in our foundation, because it's built on a hill
-Floods
-Maintenence
-Theft and/or vandalism
The only thing on that list that hasn't missed my house by less than a mile is earthquakes.
Okay, so as a millennial I knew this was going to be a depressing topic either way on the home ownership front.
You guys should do an episode of the various things we're going to have to plan for outside of insurance, or maintenance. Like being able to afford a structure that can meet code for more aggressive tornado seasons in the midwest? The rapidly drying aquifers in the midwest farm belt is always a wonderful moment to need a Xanax when thinking about it.
The down payment stuff can backfire. In Aus, it just helped to drive up prices but we did build an economy around housing as an investment.
"Capitalism doesn't care about climate change in the same way that Godzilla doesn't about building codes." 👏👏👏👏👏👏
really appreciate the HBpmberGuy reference at the end
If the Democrats were to risk pissing off
blackmailersdonors, and really push good regulation and social-democracy, and learn to messahe well, it would be in power for a generation.wow, cody does a really good warmbo impression
No comments in the champagne room.
🕳
Because I am aware of the fact Roller Blade is a brand of Inline skates I was distracted every time he mentioned them
Can't believe we got shredded Warmbo before GTA VI.
I can't watch any of these videos anymore for fear of a Wormbo incursion. Zero stars.